Monthly Archives: June 2014

Right on the Spot: How to Find the Right Location for Your Business

Location matters

Many would-be business owners often overlook the importance of the location. The place, in fact, is one of the most important components and is one of the four P’s in marketing, next to product, price, and promotion.

As an entrepreneur, you should know that the location of your business would make or break your trade. Unless your shop is set online or you drop-ship from a third party, you have to find the right location for your shop.

Location matters

Local Ordinances and Policies    

Always make sure that your business will always conform to city ordinances and zoning policies. Educate yourself—read up some books or go to business consulting agencies so you know whether you will be breaking any policy. For example, there are laws in certain places that prohibit adult entertainment establishments from operating near schools.

If you are planning to set up an internet café near a school, remember that the law prohibits computer rental shops from allowing minors to enter during school hours and school days.

Target Demographics

It’s important to study the demographics of the potential location of the business—identify who your customers are and what they need. To determine this, recommends you hire business-consulting agencies to help and advise you with reports, surveys, and feasibility studies. Demographic data will enable you to determine how much consumers in a particular place are willing to spend on your products. This will help you determine the right spot to set up shop.

Proximity to Competitors and Suppliers

It may seem ironic, but the best place to set up your business is somewhere as close to your biggest competitor as possible. Remember that shoppers have a habit of walking into several shops that sell the same products before buying what they need. If you are confident enough that the product will outsell your competitors, then being near the competition can be a boon to your business.

You might also want to be near your suppliers, especially if your business primarily counts on raw materials.

When looking for a good location for your business, remember that you cannot simply look for a commercial area flooded with people. Set up near a competitor, study the demographics, know the local ordinances and zoning policies, and you’ll be off to a great start.

Credit Insurance for Companies: How and Why Credit Checks are Done

Business man

As commerce continues to increase, businesses loan each other money in the form of goods and services. Businesses cope with losses on occasion, but overall, depending on the size of the company and what they can afford, credit is extended. There are several ways to make sure a company protects itself, and taking UK credit insurance is one of them. To understand how credit insurance works, here’s a brief discussion from CMR Insurance Services:

Credit insurance can cover accounts receivables. These policies kick in when payments are not forthcoming. An insurance company is given a list of accounts for which, they provide coverage in case of non-payment based on premiums and the creditworthiness of a client. Credit insurance has been available to businesses for a while, but was not affordable to smaller businesses.


Investigating for Creditworthiness

Now, companies of all sizes buy more and more credit insurance to make sure losses are covered, considering how unstable the global economy has been. There are ways to check the creditworthiness of companies just like how it is done for individuals. Underwriters of insurance policies will investigate clients based on information provided by the policy buyer. One of the major benefits to getting insurance is that underwriting companies monitor the fiscal health of companies over a period.

Credit insurance companies also provide reports on various companies to the principal policyholder, so they can keep track of clients. It has helped many to stay in business and avoid trouble. Buying insurance coverage is a good idea as underwriting companies are willing to do a free risk evaluation, and payments are made only if policies are purchased.

Protecting a Business’s Finances

Companies which buy insurance policies can decide the number of clients they want to cover and which company to buy from. It is important to have a financial safety net. For those companies not ready to buy insurance, due diligence and checking should be done before offering a line of credit. Some companies offer such information for a fee. It is advantageous to do checks when large sums are involved and one has to wait for payments to come through, especially in foreign currency.

Take 5 Booklets: What are They?

Take 5 Booklets

Take 5 safety booklets from offer a proven method for safety management in industrial settings. Available for different industries, these can be classified as pocket-sized books that help workers assess and identify hazards in the work place – in real time situations. These booklets are designed as tools, which can be used daily to record and monitor different aspects of their job. Information printed in these booklets help workers in any industry to make informed decisions on job-related tasks.

Take 5 Booklets

Compliance with Company Rules

Many employers offer these booklets to employees because it makes complying with regulations easier. They also offer uncomplicated forms to fill out information, which contain checklists for tasks and hazard related charts. Many small and medium-sized businesses have been able to develop and implement good safety management systems for employee safety. Take 5 booklets have cut down training time in half and helped raise safety awareness among employees.

A company’s workforce is its most valuable asset. Speed is essential at work, as is quality, and neither can be compromised for worker safety. Take 5 booklets are designed and written to provide employees an insightful guide to work in hazardous situation. These booklets work in tandem with training programs. They’re portable, so employees can refer to them and get familiar with different tools, processes, and aspects of their job.

Field Experts

There are some companies specialising in printing these booklets. They work with employers to find out what their work processes are and design easy-to-understand booklets. Many of them have an extensive list of templates, which they can change to fit specific needs. Take 5 booklets are available on a variety of topics – safety programs, risk assessment, health and safety, hazard assessment, templates and pads, so that essential points can be checked off. Companies are also working on developing apps and making them available for mobile platforms for easy access anywhere in the world.

New Nose, New Look: Important Information about Rhinoplasty


Rhinoplasty, more commonly known as “nose job,” is one of the most popular procedures performed by cosmetic surgeons. As part of the preparation, your surgeon will make a complete assessment of your medical history and examine your condition thoroughly to determine if you’re fit for the procedure. Some surgeons even show you photographs of other patients post-surgery to give you an idea.


Understanding the Process

The revision rhinoplasty process involves the use of a splint or tape to reduce swelling. The patient is strongly advised to keep the splint or tape dry during the immediate post-operative period. Revision Rhinoplasty reshapes the full nose from blunt to sharp, alters the nose tip shape or straightens the bridge. This procedure is used for correcting congenital defects, breathing troubles, and injuries.

Choosing the Specialist

When it comes to choosing a plastic surgeon, keep in mind certain important factors because your choice will significantly affect your facial appearance and nasal passages. The American Society of Plastic Surgeons (ASPA) states that a practicing surgeon with at least six years of experience and fellowship of the American Board of Plastic Surgery (ABPS) is qualified to perform a Rhinoplasty. He must be willing to address all questions to clear any doubts the patient might have before undergoing the procedure. Afterwards, you’ll need to restrict your activities for at least 3 to 4 weeks. Your surgeon will advise you to avoid aerobics and other assorted strenuous exercises, lifting heavy weights or even swimming.

Undergoing Recovery

The immediate post-operative period may show slight swelling on the nose and even mild bruises around the eyes. The full effects are seen almost after a year after the surgery is done. Revision Rhinoplasty falls under major surgery because it involves the administration of general anaesthesia and may require more than one operation. The risks include complications from anaesthesia, post-operative bleeding, and wound infections. That’s why following your surgeon’s recovery instructions is highly important. These include applying ice packs to reduce swelling, using sun block with high SPF regularly to the protect the sensitive skin around the nose, and avoiding aspirin or ibuprofen as they exacerbate nasal tip swelling.

Why the Right Environment Matters in a Retirement Community

Handrails and short staircase

Homes for the aged are generally for older people who are sick and require help with daily living. These are elderly that want to continue daily activities, but want to live with dignity. There are many retirement communities that offer this kind of assistance.

Assisted Living Facilities

Facilities providing assistance are conducive for the elderly to age well with poise and self esteem. Many centers offering this kind of care in Boston, such as Springhouse Senior Living Community, allow the elderly to continue with a certain level of independence. These services can be customized to suit the individual requirement.

Handrails and short staircase

What to Expect

Providers of such services can accommodate around 100 to 120 individuals, although this number may vary. Each individual or couple live in their own apartment and have their own set of keys to the accommodation. Meals are served in a dining room, where social interaction is encouraged. The individuals can pick and chose from the menu’s options.

These communities often have a café, theatre, and a private dining room. They also have a library, activities room, beauty salon, and a barber and fitness room. The individual is first assessed by a doctor or a nurse before they move in. This is to ensure that they can offer the assistance currently required. The fees for this kind of care are added on to the accommodation and other maintenance charges of the apartment. Special care sometimes includes:

  • Medication management (including storing, administering and reordering)
  • Bathing assistance (including just stand-by assistance to enter and exit the shower, or complete assistance to bathe and dry)
  • Dressing assistance
  • Grooming assistance
  • Toilet assistance (including maintenance of hygiene, assistance with sanitary needs)
  • Transfer assistance (including help while moving from the bed to wheel chair or accompanying for meals in a wheel chair)

Some communities also offer laundry services, pet care, and scheduling of doctor appointments. The level of care to be administered is decided by the state and this cannot be exceeded. Some cases might require intense care. Such patients will have to be relocated for their own safety and well being. Individuals with dementia or Alzheimer’s need extra care so they cannot be kept at these places. Similarly, diabetics, individual with feeding tubes and in-dwelling catheters also need more attention, which cannot be provided at these centers.